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The study appropriately mapped financial service providers in Bosnia & Herzegovina and identified suitable partners. In coordination with identified financial institutions (UniCredit Bank Bosnia and Herzegovina and LOK microcredit organisation), municipalities (Tuzla and Banovici), and cantons (Tuzla Canton) the project aims to create affordable loan products and services that will allow lowincome households living in multi-apartment buildings to participate in residential energy efficiency renovations that are made to the collective spaces of their buildings. To inform these discussions, a baseline survey of tenants was conducted, as well as a walk-through energy audit of individual buildings.